Double Cross Read online

  PRAISE FOR FIREWALL

  BOOK 1 IN THE FBI: HOUSTON SERIES

  “Mills takes readers on an explosive ride. . . . A story as romantic as it is exciting, Firewall will appeal to fans of Dee Henderson’s romantic suspense stories.”

  BOOKLIST

  “With an intricate plot involving domestic terrorism that could have been ripped from the headlines, Mills’s romantic thriller makes for compelling reading.”

  LIBRARY JOURNAL

  “A fast-moving, intricately plotted thriller.”

  PUBLISHERS WEEKLY

  “Mills once again demonstrates her spectacular writing skills in her latest action-packed work. . . . The story moves at a fast pace that will keep readers riveted until the climactic end.”

  ROMANTIC TIMES

  “This book was so fast-paced that I almost got whiplash! . . . [H]eart-pounding action from the first page . . . didn’t stop until nearly the end of the book. If you like romantic suspense, I highly recommend this one.”

  RADIANT LIT

  “Fast-paced and action-packed. . . . DiAnn Mills gives us a real winner with Firewall, a captivating and intense story filled with a twisting plot that will have you on the edge of your seat.”

  FRESHFICTION.COM

  “Firewall is exciting . . . thrilling. DiAnn Mills draws her readers in, holding them breathlessly hostage until the very last page. She is a master at her craft and her genre.”

  BOOKFUN.ORG

  “Mills’s writing is crisply transparent and filled with solid research and believable characters and a spark of romantic chemistry. The mystery-ridden maze of tumultuous twists and turns, suspects and evidence, difficult questions and half answers will rivet the reader’s attention.”

  NOVELCROSSING.COM

  “Firewall should come with a warning! Be prepared to lose your breath and a lot of sleep with this exhilarating read.”

  LYNETTE EASON, BESTSELLING AUTHOR OF THE DEADLY REUNIONS SERIES

  “Firewall is an up-until-2 a.m. book. . . . I had no idea who the mastermind was until the last two or three pages. Mills keeps getting better and better. Can’t wait for the next one!”

  LAURAINE SNELLING, AUTHOR OF THE WILD WEST WIND SERIES AND WAKE THE DAWN

  “Firewall is a gripping ride that will keep your blood pumping and your imagination in high gear.”

  DANI PETTREY, AUTHOR OF THE ALASKAN COURAGE SERIES

  Visit Tyndale online at www.tyndale.com.

  Visit DiAnn Mills at www.diannmills.com.

  TYNDALE and Tyndale’s quill logo are registered trademarks of Tyndale House Publishers, Inc.

  Double Cross

  Copyright © 2015 by DiAnn Mills. All rights reserved.

  Cover photograph of man copyright © Valua Vitaly/Dollar Photo Club. All rights reserved.

  Cover photograph of woman copyright © Media Bakery. All rights reserved.

  Cover photograph of pier copyright © Milan Gonda/Shutterstock. All rights reserved.

  Cover texture copyright © Toria/Shutterstock. All rights reserved.

  Cover photograph of city copyright © George Doyle/Media Bakery. All rights reserved.

  Designed by Nicole Grimes

  Edited by Erin E. Smith

  Published in association with the literary agency of Books & Such Literary Agency, 52 Mission Circle, Suite 122, PMB 170, Santa Rosa, CA 95409.

  Double Cross is a work of fiction. Where real people, events, establishments, organizations, or locales appear, they are used fictitiously. All other elements of the novel are drawn from the author’s imagination.

  Library of Congress Cataloging-in-Publication Data

  Mills, DiAnn.

  Double Cross / DiAnn Mills.

  pages cm. — (FBI: Houston ; #2)

  ISBN 978-1-4143-8994-3 (sc)

  1. United States. Federal Bureau of Investigation—Officials and employees—Fiction. 2. Houston (Tex.)—Fiction. 3. Suspense fiction. 4. Christian fiction. I. Title.

  PS3613.I567D68 2015

  813'.6--dc23 2014046415

  ISBN 978-1-4964-0381-0 (ePub); ISBN 978-1-4143-9865-5 (Kindle); ISBN 978-1-4964-0382-7 (Apple)

  Build: 2015-02-18 10:37:35

  To Special Agent Shauna Dunlap, media coordinator, FBI Houston Division.

  Thank you for your friendship and your faithful attention to all my questions while fulfilling your commitment to the FBI.

  CONTENTS

  Acknowledgments

  Prologue

  Chapter 1

  Chapter 2

  Chapter 3

  Chapter 4

  Chapter 5

  Chapter 6

  Chapter 7

  Chapter 8

  Chapter 9

  Chapter 10

  Chapter 11

  Chapter 12

  Chapter 13

  Chapter 14

  Chapter 15

  Chapter 16

  Chapter 17

  Chapter 18

  Chapter 19

  Chapter 20

  Chapter 21

  Chapter 22

  Chapter 23

  Chapter 24

  Chapter 25

  Chapter 26

  Chapter 27

  Chapter 28

  Chapter 29

  Chapter 30

  Chapter 31

  Chapter 32

  Chapter 33

  Chapter 34

  Chapter 35

  Chapter 36

  Chapter 37

  Chapter 38

  Chapter 39

  Chapter 40

  Chapter 41

  Chapter 42

  Chapter 43

  Chapter 44

  Chapter 45

  Chapter 46

  Chapter 47

  Chapter 48

  Chapter 49

  Chapter 50

  Chapter 51

  Chapter 52

  Chapter 53

  Chapter 54

  Chapter 55

  Chapter 56

  Chapter 57

  Chapter 58

  Chapter 59

  Chapter 60

  Chapter 61

  Chapter 62

  Chapter 63

  Chapter 64

  Chapter 65

  Chapter 66

  Chapter 67

  Chapter 68

  Chapter 69

  Epilogue

  A Note from the Author

  Preview of Firewall

  Discussion Questions

  About the Author

  ACKNOWLEDGMENTS

  I WANT TO THANK the following people for helping me with Double Cross. I appreciate you!

  Cathy Barrett—Always grateful for your input.

  Stephanie Broene and Erin Smith—Thank you for your patience and expertise. I’m lost without you!

  Special Agent Shauna Dunlap, media coordinator, FBI Houston Division—I couldn’t write a novel about the FBI without your valuable input and friendship. Thanks so much.

  Cecilia Benningfield, Connie Brown, Barbara Gill, and Alycia Morales—So value your feedback.

  Lynette Eason—What fun we had brainstorming this novel. Couldn’t have done it without you!

  Julie Garmon—Thank you for all the hours spent critiquing my story. I so appreciate you!

  Guy Gourley—Thank you for helping me explore the inner workings of characters’ minds.

  Karl Haroff—Guns and ammunition. Thanks so much.

  Christy Kennard—I so appreciate our brainstorming sessions at Panera.

  Yvonne Lehman—Thanks for all your encouragement.

  Dr. Richard Mabry—Thanks for the medical assistance about adult-onset asthma and poisons.

  Dean Mills—Thank you for believing in me and challenging me to be a better writer.

  Dane Money—Your experience as a Ho
uston police officer helped me portray Daniel as real.

  Roberta Morgan—Thank you for sharing with me how financial institutions work to protect the assets of the elderly.

  Tom Morrisey—Your knowledge of weaponry helps keep my story credible!

  Patrick Morrison—I appreciate the time spent helping me see how the health industry compiles patient and client information.

  Stella Riley—Thanks for all the valuable feedback.

  Lauraine Snelling—Thanks for helping me through a rough plot point.

  PROLOGUE

  Special Agent Laurel Evertson had done everything required of her and more to gain Morton Wilmington’s affections. The gaudy diamond on her left hand proved it. She was prepared to end her undercover work tonight and walk away from this despicable role. All she had to do was find the flash drive that would send her fiancé to prison for life.

  Morton reached into his closet and pulled out designer pants, a shirt, and a sports jacket. “Babe, I’m taking a shower. Thought we’d grab dinner downtown before the play.”

  “Perfect. I’m ready. So looking forward to tonight.” She despised the lies and the counterfeit love.

  “What are you going to do? Read here?”

  “I am. A new romance novel.” She pointed to a window seat that offered a scenic view of his condo’s pool bathed in late-summer afternoon sun.

  He chuckled, his deep-blue eyes smoldering. “As long as I’m your main man.”

  “None other.” She kissed him lightly. “I’m turning on a little Andrea Bocelli to put me in the mood.”

  “For what?”

  “The book, the play, dinner, and us.”

  “Another reason why I love you. Even if you did beat me last night in Monopoly.” He disappeared into the shower.

  The moment the sound of water met her ears, she confirmed his location. Four times she’d found herself alone in his condo and attempted to access his safe, but each time she’d failed to hack into his computer, where he stored the safe combination that changed daily. Today she knew his password, and she quickly located the code on his laptop.

  She placed the novel on the bed and removed a framed picture of a tank at Fort Knox from the wall to reveal the safe. Odd for a bedroom, but Morton had served four years in the Army. Probably the only thing he could be proud of. She rested the picture against the nightstand while the digital combination bannered across her mind. Squeezing her fingers into her palm to steady herself, she pressed in the code, hoping Andrea Bocelli’s tenor voice drowned out the low click. If she was wrong, the alarm would blare throughout the condo, bringing Morton out of the shower along with his bodyguard from the kitchen.

  Big business had made him one of the most powerful men in the country, and certainly in Texas. Murder, money laundering, and organized crime were his best friends—legitimacy his enemy. But he’d made one mistake, exposing it all on a flash drive. He’d bragged about where it was hidden one night after drinking too much. It had taken her months to locate the safe and figure out how to gain access.

  Was she any better than he, using another person for her own agenda? She shook off the thought and concentrated on her commitment to stop Wilmington from breaking the law.

  She secured the flash drive and replaced the picture. Stealing her way to the bathroom door, she confirmed Morton was still showering. His laptop sat on his desk as though beckoning her to prove the FBI’s suspicions. She inserted the drive. Her heart pounded, ached.

  “Babe, had an idea for our honeymoon,” he called from the bathroom.

  “Great.” She breathed deeply to calm her scattered nerves. “Are you going to tell me?”

  “Maybe.”

  “You know I love surprises.” The details on the computer rose like rich cream: names, places, bank accounts. She ejected the device and slipped it into her shoe.

  “I sent a check to MD Anderson this morning,” he said.

  “For the kids or in general?”

  “The kids. The fund-raiser we attended hit me hard.”

  But you’d killed men who got in your way. “They stole my heart too.” She texted the FBI and Jesse, her partner, providing the code to the condo’s alarm system and telling them where the armed bodyguard was located. “Do you need anything?”

  “That’s a loaded offer, but I’m good.”

  He wouldn’t be so good once the FBI arrived for the takedown. “What time are we leaving?” She moved back to the window seat and opened her novel.

  He stepped from the bathroom, a towel wrapped around his waist. “Is six okay?”

  She smiled. “Sure.” Finally this charade would be over.

  While discussing what Wilmington wanted to do for the children at MD Anderson, he dressed and she touched up her makeup. Her hands trembled.

  “Are you okay?” he said. “You’re shaking.”

  “Just hungry.” She hated this game, made her feel as dirty as Morton.

  “Want a glass of orange juice?”

  “You’re so sweet. Thanks, I’d love it.”

  He left the room and went down the hall to the kitchen. She checked her phone.

  W r n place. Now

  With a confident breath, she pulled her Glock from her purse and trailed after Wilmington. Only moments remained.

  A crash sounded from the kitchen and seized her attention.

  Morton swore. “Laurel, stay back. Call the bodyguards.”

  She rushed from the bedroom, her hand fused to her Glock.

  Gunfire exploded. One. Two. Three shots.

  A bodyguard sprawled facedown on the floor, blood seeping from beneath him.

  Jesse hid in the back of the kitchen by the utility room, trapped but able to fire.

  “Morton, drop the gun.” She inched closer.

  “You’re part of this?” His eyes and gun stayed fixed on Jesse. “You set me up?”

  “It was my job.”

  He called her vile names that would echo forever.

  “FBI. Lower your weapon.” She moved closer. “Morton Wilmington, you’re under arrest. Agents are waiting.”

  “You know how I operate. No one gets the best of me.”

  “You can give orders to the prison guards.”

  “You have a choice,” Morton said. “Put down your gun, or I’ll blow a hole right through this guy.”

  “That works both ways.”

  Morton swung a seething look at Laurel, allowing just enough time for Jesse to move into position.

  Morton whirled and fired, sending Jesse backward to the floor, a bullet in his neck. Blood seeped across his upper body. His eyes wide-open . . . The cost of her undercover work.

  Agents poured through the door. Morton dropped the gun and glared at her. “I have people everywhere. You can’t hide, Laurel. No matter how long it takes. You’ll pay in blood.”

  CHAPTER 1

  FIVE YEARS LATER

  9:30 A.M. WEDNESDAY, SEPTEMBER 23

  HOUSTON FBI

  Special Agent Su-Min Phang stood in the doorway of Laurel’s cubicle. “How’s the progress on the elderly fraud?”

  Laurel spun her chair to face her. “I don’t see much in common with the crimes, but I’m not saying someone hasn’t covered his tracks. If it’s the same bad guys, they’re smart to lay low, then strike again in a different way.”

  “What do you have? We need this handled.”

  Laurel hadn’t worked in the field since the day her partner died. She’d paid the price of bringing a criminal to justice. The guilt refused to release its tentacles, and maybe it shouldn’t.

  Now she was investigating white-collar crime and its surplus of lying, stealing, and cheating. Made a few bad guys exchange their suits and offices for jumpsuits and six-by-eight cells. The responsibility filled part of the hole in her heart.

  This morning she concentrated on a series of Houston scams targeting the elderly, specifically wealthy senior citizens who bore the weight of dementia. The latest operation used fraudulent life insurance to s
teal thousands of dollars from their victims. The case revved up anger and fueled her determination to stop the crimes. Abusing those who could no longer make good choices? That was low.

  A dear woman who’d raised Laurel had suffered from Alzheimer’s, and she’d been treated like an animal. For her, and for all the reported cases, Laurel would help stop those who preyed upon the elderly.

  She mentally reviewed the initial reports. Eight years ago, an outbreak of counterfeit prescription drugs swept across Florida, north to Georgia, and along the Gulf states to Texas. An estimated two million dollars was reported lost by the elderly. Investigators suspected a money-laundering source in Miami. No doubt more money had been made, but victims were often embarrassed when they realized the truth and chose not to report the crime. No leads, and the bad guys went dark.

  Six years ago, another deception hit the innocent. Funeral plans and caskets were sold to unsuspecting elderly. Again the crimes began in Miami and spread through the Gulf states, but this time Arkansas and Oklahoma were involved. More money than before vanished. An agent in Miami received a tip that a dozen elderly were gathered at a hotel to learn how to make economical funeral arrangements. When the agents arrived, the scammer had disappeared. The results were a paper trail that led to a computer housed in an empty office. The hard drive had been removed. A dead end with the criminals again going dark.

  Four and a half years ago, wheelchairs and remodeling projects geared toward the elderly hit the scene, infiltrating Florida and the Gulf states. Five months into the scam, the team shut down. Investigators saw the pattern, but the bad guys were smart enough not to leave a paper trail and to stop when things got too hot.

  Two years later, a real estate fraud sold condos for luxury retirement high-rises in Florida, Alabama, and both Carolinas. Four months and they closed up shop. An estimated $50 million was made on that scheme.

  This latest scam against the elderly might be the biggest moneymaker yet. Although the operation worked the same range of states, different cities were targeted. How soon before greed caused them to make a mistake or the FBI exposed their methods?

  Su-Min stepped into Laurel’s cubicle. “I have info. A gentleman in River Oaks stumbled onto an e-mail that his elderly father received regarding the purchase of a life insurance policy. It contained part of another e-mail in it and we found encryptions. Looks like the bad guys might have gotten a little sloppy. Since you worked cryptology, I wanted you to take a look.”